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August 21, 2017

AUGUSTA REAL ESTATE – BACK TO THE BASICS SERIES:- EIGHT STEPS TO BUYING YOUR HOME

BUYING YOUR AUGUSTA GA HOME

1. Decide to buy
2. Hire your agent
3. Secure Financing
4. Find your home
5. Make an offer
6. Perform due diligence
7. Close
8. Protect your investment

STEP 3 – SECURE FINANCING

While you may find the thought of home ownership thrilling, the thought of taking on a mortgage may be downright chilling. Many first-time buyers start out confused about the process or nervous about making such a large financial commitment.

From start to finish, you will follow a six-step, easy-to-understand process to securing the financing for your first home.

Six steps to Financing a Home

  1. Choose a loan officer (or mortgage specialist).
  2. Make a loan application and get preapproved.
  3. Determine what you want to pay and select a loan option.
  4. Submit to the lender an accepted purchase offer contract.
  5. Get an appraisal and title commitment.
  6. Obtain funding at closing.

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